Offers by topic
Explore offers by topic
Each topic has a free, plain-language guide. Most also have a few short questions that list companies to look at, one at a time. You decide what, if anything, to open.
Advertiser disclosure: BizKindly is paid by advertisers; this affects which options appear and in what order. How we choose and order options
Working capital
Short-term funding for day-to-day costs such as inventory, payroll and bills.
Equipment
Loans and leases for machinery, vehicles, tools and technology.
Line of credit
A credit limit to draw on as needed, paying interest only on what is used.
First business card
A card for business spending, kept separate from personal accounts.
SBA loans
Loans made by lenders and partly backed by the U.S. Small Business Administration.
Refinance or consolidate
Replacing existing business debt with new financing on different terms.
Maturity or balloon refinance
Planning for a commercial loan that ends with a large final payment.
Commercial real estate or construction
Financing to build, renovate or buy commercial property.
Payroll
Ways businesses fund payroll while waiting for customers to pay.
BizKindly is an education site, not a lender, broker or adviser. Nothing here is financial, legal or tax advice, and we do not decide whether any company will work with your business.